Azerbaijan to open standard mortgage applications on November 13

Azerbaijan will begin accepting applications for standard state-backed mortgages on November 13 following the allocation of fresh lending limits to authorized banks for 2026, the Azerbaijan Mortgage and Credit Guarantee Fund announced.

Submissions will open at 15:00 local time via the Electronic Mortgage and Credit Guarantee system on the Mygov portal, requiring verification through the SİMA İmza biometric digital signature tool. Prospective borrowers have been advised to set up their personal electronic accounts by the end of November 12.

The fund added that applications utilizing remaining quotas freed up by canceled or rejected filings will be accepted every Friday starting at 12:00.