Kapital Bank warns users to stay alert: Unlicensed software poses serious cybersecurity risks

In an age where digital technologies have become an integral part of
daily life, cyber fraud is also on the rise. Based on regular monitoring
activities carried out to prevent such incidents, Kapital Bank is calling
on users to be vigilant. Recent investigations revealed that over 12,000
devices infected with malware were actively using the Birbank mobile
application. Thanks to proactive measures, all of these devices were
secured and potential risks were eliminated.

Importantly, the bank does not limit its efforts to reacting to incidents
but actively implements preventive measures. Kapital Bank’s security
infrastructure is powered by AI-based technologies. These systems
monitor banking operations 24/7 and immediately respond to suspicious
activity.
Nevertheless, the fight against cyber fraud requires joint action from
both banks and customers. Using unlicensed or cracked software poses
serious security risks. Such software often contains hidden malicious
codes, known as “backdoors,” that allow cybercriminals to secretly
access users’ devices. As a result, personal data can fall into the hands of
third parties.

Android users are particularly at risk when downloading applications
from sources outside the Play Store such as modified versions of
“WhatsApp Plus,” “Instagram Plus,” or game APK files. Additionally,
using public Wi-Fi networks when making online purchases with bank
cards is strongly discouraged.

Therefore, Kapital Bank once again urges its customers to be cautious
and never share their personal information such as CVV/CVC codes,
one-time OTP passwords received via SMS, card PIN codes, or the FIN
number from their ID with anyone. We also advise against trusting
amateur videos or promotional materials that appear to be sent on behalf
of banks.

Kapital Bank, the country's first bank, is part of PASHA Holding.
Kapital Bank has the largest service network in Azerbaijan with 119
branches and 54 departments all over the country. For more detailed
information about the bank’s products and services, please refer
to //kapitalbank.az website, 196 Call Centre or the bank’s various
social network pages. To apply for a consumer loan
visit //kbl.az/prgtk, for a Birbank installment card
visit //kbl.az/prcrc.